The IT Nerd

A reader of this blog sent me a screenshot of a text message scam that he just received:

Now this is an easy to spot scam for the following reasons:

1. The text message states “We’ve detected unusual activity on your BMO client card starting with 551029.” The thing is, more recent BMO client cards start with that number. There’s nothing unique about that, which means that this text message is being sent to thousands of people and the threat actors are hoping to get 1% to fall for it because they’re not paying attention to a detail like that. For the record, BMO along with any other bank would use the last 4 digits of your credit or debit card in a situation like this. Assuming that they would send you a text message like this. More on this in a moment.
2. The website that is mentioned isn’t “bmo.com” or something like that. This is clearly a website that has been set up to phish your banking details so that they can steal your money. And it goes without saying that you should not click on the link.
3. BMO, nor any other bank would alert you to fraud via a text message. That never, ever happens.

I’m not going to go down the rabbit hole in terms of looking at the website or anything like that. Because we already know that this is a scam and should be avoided. Thus if you get a text message like this, delete it and move on with your day.

This entry was posted on January 15, 2025 at 2:17 pm and is filed under Commentary with tags Scam. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.