InsureMyTrip’s Machine Learning Technology Finds The Right Travel Insurance

InsureMyTrip, the first and only travel insurance comparison site using machine learning technology to create a personalized experience for travelers, released the latest upgrade to its groundbreaking recommendation engine today.  The newest version now automatically filters thousands of travel insurance plans in order to predict which plans are most appropriate and relevant for those traveling during hurricane season to storm-prone destinations, like the Caribbean.

The technology was first announced by InsureMyTrip CEO Jim Grace to industry leaders during a CES 2018 event. It is the first time predictive models and machine learning techniques are being applied to travel insurance comparison.

In addition to hurricane filtering, this enhanced version also better identifies specific coverages based on the user’s profile. For example, cruisers are typically concerned about missing the ship’s boarding time due to a flight delay or missed connection. The recommendation engine has already “learned” this attribute and will use this type of data to make a more intelligent decision, on behalf of the customer requesting a quote, and offer a travel insurance plan that will also include various missed connection and travel delay benefits.

How Hurricane Coverage Works
Travelers who purchase traditional travel insurance prior to a storm forming may receive reimbursement of pre-paid, non-refundable trip costs if they must cancel a trip due to severe weather-related issues that are covered under the trip cancellation benefit. Here are some examples:

Flights are grounded: Many plans may cover a traveler when common carriers such as airlines or cruise lines cease service due to weather. The cessation of services typically must be for a certain number of consecutive hours, usually 24-48.

The resort is in the path of a hurricane: A few plans will cover a traveler when the traveler’s destination is under a National Oceanic and Atmospheric Administration (NOAA) issued hurricane warning within 24-48 hours of the departure date.

Hotel or resort is impacted: Many plans may cover a traveler when a hotel, resort, or vacation rental is devastated and made uninhabitable by a storm.

Home is badly damaged: Many plans offer coverage when the primary home of a traveler sustains destructive storm damage that renders the home uninhabitable.

It’s simple. InsureMyTrip finds you the right travel insurance plan, every time. InsureMyTrip is the authority on travel insurance. They are committed to empowering travelers to make the best possible insurance decisions by leveraging their technology, data intelligence, and expertise.


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